FREQUENTLY ASKED QUESTIONS

What is a Public Adjuster?

A Public Adjuster is an insurance claims adjuster who advocates for the policy holder in appraising and negotiating an insurance claim. A Public Adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.

What is the cost for hiring a Public Adjuster?

The standard fee for public adjusting services is a small percentage of the amount recovered from the Insurance Company. These fees are regulated by the Florida Department of Financial Services.

When should I call a Public Adjuster?

You should call us immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process.

My claim was denied, am I entitled to a second opinion?

Absolutely, we simply reopen the claim, negotiate with your insurance company, and insist they pay for viable damages.

Who requires the services of Public Adjusters?

Anyone who suffers an Insurance loss. Public Adjusters are hired by individuals and all types of business and professionals.

Who regulates a Public Adjuster?

A Public Adjuster is an insurance adjuster expert, who is licensed and certified by the Florida Department of Financial Services to work exclusively for the benefit of the policyholder.